Real Estate Finance and Valuation

Program Summary

The rapid economic developments on the world stage have led to the emergence of new financing tools aimed at solving the problems of economic scarcity, as they constitute a mainstay in achieving economic development and establishing an economic system that fulfills the capabilities of individuals and society. Among the most prominent of these problems that appeared during the last quarter of the twentieth century and the beginnings of The twenty-first century exacerbated the dimensions of the housing and real estate crisis in most countries of the world, and to solve this problem a term appeared in the world of financial and banking institutions called (real estate financing and evaluation) as a tool that contributes to developing an integrated strategy to monitor the causes of the housing problem and work to solve it, as well as the optimal use of resources Available economic, for example, the ability to benefit from investing deposits and pension funds in social security funds - which exceed billions - as they are naturally frozen funds in the treasuries of banks and untapped, which means that there are idle production capacities, and thus the economic performance is far from the level of full employment For these energies.

And with the increasing fears of many experts worldwide due to the current losses borne by the economies of the countries of the world about the aggravation of the housing and real estate problem, it was necessary to have a mechanism that contributes effectively and clearly in liberalizing the relationship between the owner and the tenant, thus enhancing confidence in real estate investment and increasing the demand for owning Real estate units, and in light of the foregoing we must first here to know what real estate financing is, and what real estate financing represents in the economies of countries, in addition to touching on the most important mechanisms that can be relied upon from an economic perspective with setting some controls and standards for the real estate financing process and from Then examine the pros and cons of this financing.